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When buying a home, it is easy to focus only on the interest rate. While the rate matters, your total monthly payment is often a better way to determine what comfortably fits your budget.
Your payment depends on the purchase price, down payment, property taxes, insurance, HOA dues, loan program, and seller concessions—not just the interest rate.
Your payment depends on the purchase price, down payment, property taxes, insurance, HOA dues, loan program, and seller concessions—not just the interest rate.
